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Navigating the process of buying a new home in Pixley, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Pixley, CA or getting it ready for the market.
Identify the new home you want to buy in Pixley, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Pixley, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Pixley, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Pixley, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Pixley, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Pixley, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Pixley, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Pixley, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans offer quick access to funds for buying a new home before selling the current one, helping avoid missing out on a dream home. They provide short-term financing with flexible terms. Demographics: Pixley, California, has a diverse population with a mix of families and individuals. The town has a tight-knit community feel with residents of various backgrounds coming together. Housing Market: The housing market in Pixley is booming, with a range of homes available from historic properties to modern builds. Bridge loans can be a valuable tool in a competitive market, allowing buyers to secure a new home quickly. Main Attractions: Pixley offers a charming downtown area with local shops and dining options. The town is close to nature, with parks and outdoor activities available for residents to enjoy. Additionally, nearby attractions like Sequoia National Park provide opportunities for exploration and adventure.
Bridge Loans in Pixley, California