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Navigating the process of buying a new home in Platina, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Platina, CA or getting it ready for the market.
Identify the new home you want to buy in Platina, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Platina, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Platina, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Platina, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Platina, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Platina, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Platina, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Platina, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Platina, California offer numerous benefits. They provide short-term financing to bridge the gap between the purchase of a new property and the sale of an existing one. This enables buyers to secure their dream home without having to wait for their current property to sell. Platina, California, a small community with a diverse demographic profile, offers a peaceful and close-knit environment. The population comprises mainly families and retirees, creating a friendly and welcoming atmosphere for residents. The housing market in Platina, California, is experiencing steady growth, making it an attractive investment opportunity. With the demand for homes increasing, property values are appreciating, making it a favorable market for both buyers and sellers. Some of the main attractions in Platina include its picturesque natural surroundings, including hiking trails, parks, and recreational areas. The community values outdoor activities, making it an ideal location for nature lovers and outdoor enthusiasts.
Benefits of Bridge Loans in Platina, California
