Get Approved at The Lowest Rate
Navigating the process of buying a new home in Pleasant Hill, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Pleasant Hill, CA or getting it ready for the market.
Identify the new home you want to buy in Pleasant Hill, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Pleasant Hill, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Pleasant Hill, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Pleasant Hill, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Pleasant Hill, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Pleasant Hill, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Pleasant Hill, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Pleasant Hill, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer quick financing solutions for homeowners in Pleasant Hill, California, allowing them to bridge the gap between selling their existing home and purchasing a new one. These loans provide the flexibility to secure a new property without having to wait for the sale of the current one, making them ideal for avoiding missed opportunities in the competitive real estate market. Demographically, Pleasant Hill boasts a diverse community with a population that values education and family life. The city has a mix of urban and suburban feel, attracting residents looking for a blend of convenience and tranquility. The median household income is above the national average, reflecting a stable economy and affluence among its residents. In terms of the housing market, Pleasant Hill offers a range of real estate options, from single-family homes to modern condos. The market has shown steady growth over the years, with increasing property values and demand. Bridge loans can be advantageous in such a market, providing buyers with the means to act quickly and secure their dream home before prices rise further. Main attractions in Pleasant Hill include the scenic hiking trails at Paso Nogal Park, the vibrant shopping and dining options at downtown Pleasant Hill, and the family-friendly activities at the neighboring Lindsay Wildlife Experience. The city's proximity to San Francisco and Oakland also adds to its appeal, offering residents easy access to urban amenities.
Benefits of Bridge Loans in Pleasant Hill, California
