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Navigating the process of buying a new home in Pleasanton, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Pleasanton, CA or getting it ready for the market.
Identify the new home you want to buy in Pleasanton, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Pleasanton, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Pleasanton, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Pleasanton, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Pleasanton, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Pleasanton, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Pleasanton, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Pleasanton, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer several benefits to homebuyers in Pleasanton, California. These short-term loans provide quick access to funds, allowing buyers to secure a new home before selling their current one. This can be particularly advantageous in a competitive market like Pleasanton, where properties tend to sell quickly. Pleasanton, California, is a thriving city located in Alameda County. With a population of approximately 82,000 residents, the city boasts a diverse community and a strong economy. The median household income in Pleasanton is above the national average, making it an attractive location for homebuyers seeking stability and prosperity. The housing market in Pleasanton is dynamic and competitive. The city offers a mix of housing options, including single-family homes, townhouses, and apartments. Home prices in Pleasanton have been steadily increasing in recent years, making it a lucrative market for sellers. Bridge loans can help buyers navigate this competitive market and secure their dream home. Pleasanton offers a range of attractions for residents and visitors alike. The city is known for its picturesque downtown area, which is home to charming shops, restaurants, and cafes. Additionally, Pleasanton hosts various events and festivals throughout the year, providing entertainment for all ages. The city's parks, recreational facilities, and proximity to wine country make it a desirable place to live.
Bridge Loans in Pleasanton, California
