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Navigating the process of buying a new home in Pledger, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Pledger, TX or getting it ready for the market.
Identify the new home you want to buy in Pledger, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Pledger, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Pledger, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Pledger, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Pledger, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Pledger, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Pledger, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Pledger, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
A bridge loan in Pledger, Texas, offers various benefits for homeowners. These short-term loans provide immediate funds to bridge the gap between the purchase of a new property and the sale of a current one. They enable individuals to make competitive cash offers, avoid contingent sale clauses, and secure their dream homes even before selling their existing properties. Pledger, Texas, is a small town with a close-knit community, boasting a charming rural setting ideal for families and retirees. The town has a diverse demographic profile, comprising primarily of middle-class families and older residents looking for a peaceful and affordable place to settle down. In terms of the housing market, Pledger offers affordable real estate options compared to neighboring cities. The market is relatively stable, with a mix of traditional single-family homes and newer developments. Bridge loans can help buyers take advantage of these opportunities and invest in Pledger's growing real estate market. While Pledger may be a quiet town, it is surrounded by natural beauty and outdoor recreational activities. Residents can explore the nearby Brazos Bend State Park, known for its wildlife and hiking trails, or enjoy fishing and boating on the San Bernard River. The town's serene environment and proximity to nature make it an attractive destination for those seeking a peaceful lifestyle.
Benefits of Bridge Loans in Pledger, Texas
