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Navigating the process of buying a new home in Point Reyes Station, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Point Reyes Station, CA or getting it ready for the market.
Identify the new home you want to buy in Point Reyes Station, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Point Reyes Station, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Point Reyes Station, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Point Reyes Station, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Point Reyes Station, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Point Reyes Station, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Point Reyes Station, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Point Reyes Station, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
A Bridge Loan in Point Reyes Station, California, offers numerous benefits to homeowners. It provides short-term financing that helps cover the cost of purchasing a new home before selling the current one, avoiding the need for contingent offers. Demographics: Point Reyes Station is a small town located in Marin County, with a population of approximately 848 residents. The majority of the population is White, followed by Hispanic and Asian residents. The town has a mix of age groups, with a median age of 51 years old. Housing Market: Point Reyes Station's housing market is competitive, with a median home value of $1.1 million. The real estate market is characterized by a mix of historic cottages, modern homes, and ranch-style properties, attracting buyers seeking a peaceful lifestyle close to nature. Main Attractions: Point Reyes Station is renowned for its natural beauty and outdoor attractions. Visitors can explore Point Reyes National Seashore, with its rugged coastline, hiking trails, and diverse wildlife. The town also features charming shops, art galleries, and farm-to-table restaurants.
Benefits of Bridge Loans in Point Reyes Station, California
