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Navigating the process of buying a new home in Pollock Pines, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Pollock Pines, CA or getting it ready for the market.
Identify the new home you want to buy in Pollock Pines, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Pollock Pines, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Pollock Pines, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Pollock Pines, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Pollock Pines, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Pollock Pines, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Pollock Pines, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Pollock Pines, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Pollock Pines offer quick financing solutions for homeowners needing to bridge the gap between purchasing a new home and selling their current one. These loans provide flexibility and convenience during a transitional period, allowing for a smoother real estate process. Demographically, Pollock Pines is a charming rural community nestled in the Sierra Nevada mountains. With a population of around 6,500 residents, it offers a peaceful retreat for those seeking a slower pace of life amidst the natural beauty of California. The housing market in Pollock Pines is dynamic, with a mix of residential properties ranging from cozy cabins to modern homes. Bridge loans can help buyers secure their dream property quickly in this competitive market, giving them a strategic advantage when making offers. Main attractions in Pollock Pines include the stunning Sly Park Recreation Area, popular for fishing and hiking, and the nearby Apple Hill region, known for its orchards and vineyards. Residents enjoy a close-knit community feel with access to outdoor activities year-round.
Benefits of Bridge Loans in Pollock Pines, California
