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Navigating the process of buying a new home in Quitaque, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Quitaque, TX or getting it ready for the market.
Identify the new home you want to buy in Quitaque, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Quitaque, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Quitaque, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Quitaque, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Quitaque, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Quitaque, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Quitaque, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Quitaque, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a valuable solution for individuals in Quitaque, Texas, allowing them to bridge the gap between the purchase of a new home and the sale of their current one. These loans provide short-term financing necessary for a smooth transition, offering flexibility and convenience to homeowners. Demographics Quitaque, Texas, a charming town in Briscoe County, boasts a population of approximately 400 residents. The town is known for its tight-knit community, with a mix of families and retirees contributing to its unique demographic makeup. The housing market in Quitaque, Texas, is characterized by a blend of historic homes and modern properties. With a median home value below the national average, Quitaque presents an affordable option for those seeking a peaceful rural lifestyle in Texas. Quitaque, Texas, is home to the stunning Caprock Canyons State Park, offering residents and visitors opportunities for hiking, camping, and wildlife viewing. Additionally, the town's vibrant local eateries and shops add to its appeal as a desirable place to live and visit.
The Benefits of Bridge Loans in Quitaque, Texas
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