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Navigating the process of buying a new home in Rail Road Flat, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Rail Road Flat, CA or getting it ready for the market.
Identify the new home you want to buy in Rail Road Flat, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Rail Road Flat, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Rail Road Flat, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Rail Road Flat, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Rail Road Flat, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Rail Road Flat, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Rail Road Flat, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Rail Road Flat, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Rail Road Flat offer a quick and flexible financing option for homebuyers. With this type of loan, buyers can secure funds to purchase a new home before selling their existing property. This can prevent them from missing out on their dream home due to delays in selling their current one. Demographically, Rail Road Flat, California, is a charming rural town with a population of approximately 400 residents. The community is known for its friendly atmosphere and tight-knit community feel. The area is ideal for those looking for a peaceful and serene living environment away from the hustle and bustle of city life. When it comes to the housing market, Rail Road Flat boasts affordable property prices compared to neighboring areas. The market offers a mix of single-family homes, ranch properties, and vacant land for those looking to build their dream home. Bridge loans can help potential buyers secure properties in this competitive market without the stress of selling their current homes first. Main attractions in Rail Road Flat include the beautiful Rail Road Flat Community Park, ideal for outdoor activities and family gatherings. The town also features historic landmarks such as the Rail Road Flat Schoolhouse, providing insight into the area's rich history. Additionally, the stunning natural surroundings offer opportunities for hiking, fishing, and other recreational activities.
Benefits of Bridge Loans in Rail Road Flat, California
