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Navigating the process of buying a new home in Raisin City, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Raisin City, CA or getting it ready for the market.
Identify the new home you want to buy in Raisin City, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Raisin City, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Raisin City, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Raisin City, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Raisin City, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Raisin City, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Raisin City, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Raisin City, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Raisin City can offer numerous advantages to homeowners. They provide quick access to funds for purchasing a new home before selling the current one, preventing the need for a contingency offer. This can speed up the buying process and increase bargaining power. Additionally, bridge loans often have flexible repayment terms, offering financial flexibility during the transition period. Raisin City, California, is a small, close-knit community with a population that values rural living. The area is primarily residential, with a mix of families and retirees. The town's demographics show a strong sense of community and a focus on outdoor activities, making it an ideal place for those seeking a peaceful lifestyle. The housing market in Raisin City is stable, with a mix of single-family homes and some larger estates. Property values have been steadily increasing, making it a desirable location for both buyers and sellers. Bridge loans can help buyers take advantage of these market conditions by providing the necessary funds to secure a new property quickly. While Raisin City may be small, it boasts several main attractions for residents and visitors. The nearby Kings Canyon National Park offers stunning natural beauty and outdoor recreation opportunities. Additionally, the town's local farms and wineries provide a charming backdrop for leisurely weekends and community events.
Benefits of Bridge Loans in Raisin City, California
