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Navigating the process of buying a new home in Rancho Cucamonga, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Rancho Cucamonga, CA or getting it ready for the market.
Identify the new home you want to buy in Rancho Cucamonga, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Rancho Cucamonga, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Rancho Cucamonga, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Rancho Cucamonga, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Rancho Cucamonga, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Rancho Cucamonga, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Rancho Cucamonga, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Rancho Cucamonga, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer quick access to funds for homeowners in Rancho Cucamonga, enabling them to purchase a new home before selling their existing one. This can prevent missed opportunities and allow for a smoother transition between properties. Rancho Cucamonga, located in San Bernardino County, has a diverse population with a mix of families, young professionals, and retirees. The city offers a range of amenities including parks, shopping centers, and a vibrant dining scene, making it an attractive place to live. The housing market in Rancho Cucamonga is thriving, with a steady increase in property values. This makes it an ideal time for homeowners to leverage bridge loans to take advantage of the growing market and secure their dream home. Main attractions in Rancho Cucamonga include the Victoria Gardens shopping mall, the Cucamonga Canyon hiking trails, and the Pacific Electric Inland Empire Trail for outdoor enthusiasts. With its close proximity to both Los Angeles and the mountains, the city offers a perfect balance of urban and natural attractions.
Benefits of Bridge Loans in Rancho Cucamonga, California
