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Navigating the process of buying a new home in Rialto, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Rialto, CA or getting it ready for the market.
Identify the new home you want to buy in Rialto, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Rialto, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Rialto, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Rialto, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Rialto, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Rialto, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Rialto, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Rialto, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Rialto, California offer a valuable solution for homeowners looking to purchase a new home before selling their current one. These loans provide quick access to funds, enabling a smooth transition without the need to wait for the sale of the existing property. Rialto, California, boasts a diverse population with a mix of young professionals, families, and retirees. The city's convenient location, close to major highways and transport links, makes it an attractive choice for those seeking easy accessibility to surrounding areas. The housing market in Rialto is dynamic, with a range of properties available to suit various preferences and budgets. With competitive prices compared to neighboring cities, Rialto presents an excellent opportunity for both first-time buyers and seasoned investors looking to capitalize on the growing market. Among the main attractions in Rialto, California, are the beautiful parks and recreational facilities, such as Frisbie Park and the Jerry Eaves Park. Additionally, the city offers a variety of dining options, shopping centers, and cultural activities to cater to residents of all ages.
Benefits of Bridge Loans in Rialto, California
