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Navigating the process of buying a new home in Richgrove, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Richgrove, CA or getting it ready for the market.
Identify the new home you want to buy in Richgrove, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Richgrove, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Richgrove, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Richgrove, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Richgrove, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Richgrove, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Richgrove, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Richgrove, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer fast financing solutions for homeowners in Richgrove, California, allowing them to purchase a new home before selling their current one. This helps avoid the stress of timing constraints in real estate transactions. Demographics Richgrove, California, is a small town with a diverse community. The population here is close-knit, making it an ideal place for families looking for a tight community bond. The town offers various amenities catering to all age groups. Housing Market The housing market in Richgrove, California, is stable with a range of housing options available, from single-family homes to apartments. The area offers affordable housing compared to larger cities in California, making it an attractive option for homebuyers. Main Attractions Richgrove, California, boasts a beautiful landscape with scenic views, perfect for outdoor enthusiasts. The town is known for its agricultural production, offering tours of farms and orchards. Additionally, there are parks, hiking trails, and local markets to explore.
Benefits of Bridge Loans in Richgrove, California
