Get Approved at The Lowest Rate
Navigating the process of buying a new home in Rio Vista, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Rio Vista, CA or getting it ready for the market.
Identify the new home you want to buy in Rio Vista, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Rio Vista, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Rio Vista, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Rio Vista, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Rio Vista, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Rio Vista, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Rio Vista, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Rio Vista, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Rio Vista offer quick financing solutions for individuals looking to buy a new home before selling their existing one. These loans provide flexibility and convenience during the transition period, allowing homeowners to secure their dream home without waiting for their current one to sell. Demographics in Rio Vista, California, show a diverse community with a population of approximately 8,000 residents. The city boasts a mix of families, retirees, and young professionals, creating a dynamic and welcoming environment for all. The housing market in Rio Vista is thriving, with a range of residential properties available to suit different needs and budgets. The city offers a mix of traditional single-family homes, modern condominiums, and waterfront properties, providing options for every buyer. Rio Vista, California, is known for its charming small-town feel and picturesque location along the Sacramento River. Main attractions include the Rio Vista Museum, Sandy Beach Park, and the iconic Rio Vista Bridge, offering residents and visitors plenty of recreational and leisure activities.
Benefits of Bridge Loans in Rio Vista, California
