Get Approved at The Lowest Rate
Navigating the process of buying a new home in River Pines, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in River Pines, CA or getting it ready for the market.
Identify the new home you want to buy in River Pines, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in River Pines, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in River Pines, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in River Pines, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in River Pines, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in River Pines, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in River Pines, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in River Pines, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in River Pines offer a flexible financing solution for homeowners looking to purchase a new property before selling their current one. This type of loan provides quick access to funds, allowing you to secure the new property without having to wait for your current home to sell. Bridge loans also typically have looser credit requirements compared to traditional loans. Located in Amador County, California, River Pines is a picturesque community surrounded by nature. The area boasts a diverse population, with a mix of families, retirees, and young professionals. The median household income in River Pines is above the national average, making it an attractive location for those looking for a comfortable lifestyle. The housing market in River Pines is competitive, with a mix of historic homes and new developments. The median home value in River Pines is higher than the national average, reflecting the desirability of the area. Bridge loans can help homebuyers navigate this competitive market by providing them with the means to secure their dream home without delay. Some main attractions in River Pines include the Amador Flower Farm, where visitors can enjoy stunning gardens and pick fresh flowers, and the Mokelumne River, which offers opportunities for fishing, kayaking, and hiking. The community also hosts various events throughout the year, including farmers' markets and music festivals, making it a vibrant place to live.
Benefits of Bridge Loans in River Pines, California
