Get Approved at The Lowest Rate
Navigating the process of buying a new home in Rockdale, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Rockdale, TX or getting it ready for the market.
Identify the new home you want to buy in Rockdale, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Rockdale, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Rockdale, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Rockdale, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Rockdale, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Rockdale, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Rockdale, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Rockdale, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
A bridge loan in Rockdale, Texas offers a temporary financial solution for homeowners who are purchasing a new home before selling their current one. One of the main benefits is the ability to access funds quickly, allowing you to make a competitive offer on a new property without being contingent on the sale of your existing home. Demographics in Rockdale show a population of around 5,628 residents. The town has a mix of suburban and rural characteristics, making it an ideal location for those looking for a peaceful community with access to urban amenities. The housing market in Rockdale, Texas is a balanced mix of affordable single-family homes, charming historic properties, and spacious rural estates. Bridge loans can help buyers secure their desired property in a competitive market while ensuring a smooth transition between homes. Rockdale boasts attractions such as the Rockdale International & Great Northern Railroad Depot Museum, Apache Pass, and vibrant local festivals that celebrate the town's rich history and community spirit. These attractions offer residents and visitors a glimpse into the town's heritage and culture.
Benefits of Bridge Loans in Rockdale, Texas
