Get Approved at The Lowest Rate
Navigating the process of buying a new home in Rocklin, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Rocklin, CA or getting it ready for the market.
Identify the new home you want to buy in Rocklin, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Rocklin, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Rocklin, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Rocklin, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Rocklin, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Rocklin, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Rocklin, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Rocklin, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Rocklin, California offer numerous benefits to homebuyers. They provide a short-term financing option, helping bridge the gap between the purchase of a new home and the sale of an existing one. This allows buyers to secure their new property quickly without being contingent on selling their current home. Additionally, bridge loans offer flexibility in repayment terms and can be easier to qualify for compared to traditional loans. Rocklin, California, is a vibrant city with a diverse demographic profile. The population consists of various age groups, with a strong representation of young families and professionals attracted to the city's excellent schools, safe neighborhoods, and recreational opportunities. The median household income is above the national average, reflecting a robust local economy. The housing market in Rocklin, California, is dynamic and competitive. The city offers a mix of housing options ranging from single-family homes to apartments, catering to different lifestyles and preferences. The real estate market has shown steady growth over the years, with property values appreciating consistently. This makes Rocklin an attractive location for both homebuyers and property investors. Rocklin boasts several main attractions that contribute to its unique appeal. The city is home to numerous parks, trails, and outdoor recreational facilities, making it ideal for nature enthusiasts and active residents. Additionally, Rocklin has a vibrant arts and cultural scene, with museums, galleries, and events that showcase the local talent and creativity. The city's dining and shopping options further add to its charm, providing residents with a diverse array of choices for entertainment and leisure.
Bridge Loans in Rocklin, California
