Get Approved at The Lowest Rate
Navigating the process of buying a new home in Roseville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Roseville, CA or getting it ready for the market.
Identify the new home you want to buy in Roseville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Roseville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Roseville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Roseville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Roseville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Roseville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Roseville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Roseville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Roseville, California offer numerous advantages to individuals looking to purchase a new home before selling their current property. These short-term loans provide immediate funds to secure a new property while waiting for the sale of the existing one. This flexibility can be particularly beneficial in competitive real estate markets. Demographically, Roseville, California is known for its diverse community with a mix of families, young professionals, and retirees. The city boasts a strong economy with job opportunities in healthcare, technology, and retail sectors. This vibrant community provides a welcoming environment for individuals and families of all backgrounds. In terms of the housing market, Roseville offers a variety of housing options ranging from single-family homes to luxury apartments. The market is competitive, with properties often receiving multiple offers. Bridge loans can help buyers stand out in a crowded market by providing the necessary funds to make a quick offer on a desirable property. Some of the main attractions in Roseville include the Westfield Galleria at Roseville, a popular shopping destination, and the historic downtown area with boutique shops and restaurants. Outdoor enthusiasts can enjoy the numerous parks and recreational areas, including Maidu Regional Park and Miners Ravine Trail Loop. Roseville's vibrant arts and culture scene also offer a variety of entertainment options for residents and visitors.
Benefits of Bridge Loans in Roseville, California
