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Navigating the process of buying a new home in Ross, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Ross, CA or getting it ready for the market.
Identify the new home you want to buy in Ross, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Ross, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Ross, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Ross, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Ross, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Ross, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Ross, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Ross, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Ross, California offer numerous benefits to homebuyers and sellers. They provide a convenient financing option for those looking to buy a new home before selling their existing one. This can help avoid the stress of timing issues and ensures a smooth transition between properties. Demographically, Ross is a charming town located in Marin County, known for its affluent residents and picturesque surroundings. With a population of around 2,400, the town offers a tight-knit community feel and a high quality of life. In terms of the housing market, Ross, California, boasts a competitive real estate landscape with high property values. The market is characterized by luxury homes and a limited inventory, making it a prime location for investment opportunities and potential seller's market. Main attractions in Ross include the beautiful Phoenix Lake, a popular spot for outdoor activities such as hiking and picnicking. The Marin Art and Garden Center is another highlight, featuring stunning gardens and cultural events that reflect the town's vibrant arts scene.
Benefits of Bridge Loans in Ross, California
