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Navigating the process of buying a new home in Ross, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Ross, TX or getting it ready for the market.
Identify the new home you want to buy in Ross, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Ross, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Ross, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Ross, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Ross, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Ross, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Ross, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Ross, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Ross, Texas offer a convenient and flexible financing solution for homebuyers. One of the main benefits is the ability to secure funds quickly, allowing individuals to bridge the gap between the purchase of a new home and the sale of their current property. This can prevent delays in buying a new home and provide peace of mind during the transition. Demographics in Ross, Texas show a diverse community with a mix of families, young professionals, and retirees. The population enjoys a suburban feel with access to various amenities and services. The area is known for its friendly neighborhoods, good schools, and a strong sense of community, making it an attractive location for homebuyers. The housing market in Ross, Texas is dynamic and offers a range of properties suitable for different preferences and budgets. The market trends indicate steady growth, with an increasing demand for housing in recent years. Bridge loans can help buyers take advantage of current opportunities and secure their dream home in this competitive market. Main attractions in Ross, Texas include scenic parks, historical landmarks, and cultural activities. Residents can explore local parks for outdoor recreation, visit museums to learn about the area's history, and attend community events for entertainment. The vibrant culture and charming atmosphere make Ross a desirable place to live and invest in real estate.
Benefits of Bridge Loans in Ross, Texas
