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Navigating the process of buying a new home in Rosser, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Rosser, TX or getting it ready for the market.
Identify the new home you want to buy in Rosser, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Rosser, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Rosser, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Rosser, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Rosser, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Rosser, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Rosser, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Rosser, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Rosser, Texas offer a flexible financing option for individuals looking to purchase a new property before selling their current one. These loans provide quick access to funds, allowing buyers to act swiftly in competitive real estate markets. Demographics: Rosser, Texas, has a diverse population with a mix of families, professionals, and retirees. The community is known for its neighborly spirit and close-knit feel, making it an ideal place to call home. Housing Market: The housing market in Rosser, Texas, is dynamic, with a range of properties available to suit different budgets and preferences. Bridge loans can help buyers secure their dream home without waiting for their current property to sell. Main Attractions: Rosser, Texas, boasts scenic parks, charming downtown areas, and a variety of local restaurants and shops. Residents can enjoy outdoor activities like hiking and biking, as well as cultural events that showcase the town's rich history.
Benefits of Bridge Loans in Rosser, Texas