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Navigating the process of buying a new home in Rough And Ready, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Rough And Ready, CA or getting it ready for the market.
Identify the new home you want to buy in Rough And Ready, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Rough And Ready, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Rough And Ready, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Rough And Ready, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Rough And Ready, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Rough And Ready, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Rough And Ready, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Rough And Ready, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Rough And Ready, California offer a convenient short-term financing solution for homebuyers who are looking to purchase a new home before selling their existing one. This type of loan provides flexibility and allows individuals to secure funds quickly, bridging the gap between the sale of their current property and the purchase of a new one. Demographics: Rough And Ready, California, is a charming small town with a population of approximately 1500 residents. The community is known for its rich history, friendly atmosphere, and strong sense of community pride. Residents enjoy a peaceful rural lifestyle while still being within a short drive of larger cities like Sacramento. Housing Market: The housing market in Rough And Ready offers diverse options, from historic homes to modern properties. With the help of bridge loans, homebuyers can take advantage of the market's opportunities and secure their dream home. The real estate market is stable, making it an attractive location for both permanent residents and seasonal visitors. Main Attractions: Rough And Ready, California, boasts several main attractions, including the Rough And Ready Vineyard and Tasting Room, where visitors can sample local wines in a picturesque setting. Additionally, the town is known for its annual Independence Day celebration, attracting tourists from near and far to enjoy the festivities.
Benefits of Bridge Loans in Rough And Ready, California
