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Navigating the process of buying a new home in Round Mountain, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Round Mountain, CA or getting it ready for the market.
Identify the new home you want to buy in Round Mountain, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Round Mountain, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Round Mountain, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Round Mountain, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Round Mountain, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Round Mountain, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Round Mountain, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Round Mountain, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Round Mountain, California offer a convenient financial solution for individuals looking to purchase a new home before selling their existing property. This type of loan provides short-term financing that bridges the gap between the sale of a current home and the purchase of a new one, offering flexibility and convenience to homebuyers. Demographics in Round Mountain, California consist of a diverse population with a mix of families, professionals, and retirees. The town boasts a strong sense of community, with residents enjoying the peaceful surroundings and access to outdoor activities such as hiking, fishing, and camping. When it comes to the housing market in Round Mountain, California, the area offers a range of housing options including single-family homes, townhouses, and condominiums. The market is competitive yet stable, with prices appreciating steadily over time, making it a lucrative investment opportunity for potential buyers. Round Mountain, California is known for its natural beauty and scenic landscapes. With attractions such as Round Mountain Park, Mount Lassen, and nearby Lake Shasta, residents and visitors alike can enjoy a variety of outdoor recreational activities year-round.
The Benefits of Bridge Loans in Round Mountain, California
