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Navigating the process of buying a new home in Rowena, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Rowena, TX or getting it ready for the market.
Identify the new home you want to buy in Rowena, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Rowena, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Rowena, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Rowena, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Rowena, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Rowena, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Rowena, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Rowena, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans provide quick financing solutions, allowing individuals in Rowena, Texas to bridge the gap between the purchase of a new home and the sale of their current property. This type of loan offers flexibility, speed, and convenience, making it ideal for those looking to avoid contingent offers and secure their desired home. Demographics: Rowena, Texas, is a small town with a close-knit community. The population consists mainly of families and individuals seeking a peaceful rural lifestyle. The town has a mix of young professionals, families, and retirees, creating a diverse and welcoming environment. Housing Market: The housing market in Rowena offers a range of options, from cozy single-family homes to spacious rural properties. The market is stable, with moderate appreciation rates, making it an attractive location for both first-time homebuyers and investors. Bridge loans can help buyers capitalize quickly on favorable market conditions. Main Attractions: Rowena boasts scenic natural landscapes, including parks and trails that are perfect for outdoor activities like hiking and biking. The town also has a rich history, with historic sites and local events that showcase its cultural heritage. Additionally, residents can enjoy proximity to larger cities for shopping, dining, and entertainment options.
Bridge Loans in Rowena, Texas
