Bridge Loans: Your Key to Seamless Home Transitions in Rowland Heights, CA

Navigating the process of buying a new home in Rowland Heights, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Rowland Heights, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Rowland Heights, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Rowland Heights, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Rowland Heights, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Rowland Heights, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Rowland Heights, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Rowland Heights, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Rowland Heights, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Rowland Heights, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Rowland Heights, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Rowland Heights, California

A bridge loan in Rowland Heights, California, offers numerous benefits to individuals looking to transition smoothly between the purchase of a new home and the sale of their existing property. One key advantage is the ability to access funds quickly, which can help secure a new property without having to wait for the sale of the current one. This can be especially beneficial in a competitive real estate market where timing is crucial.

Demographically, Rowland Heights is a diverse community located in the San Gabriel Valley region of Los Angeles County. The area boasts a mix of cultures and ethnicities, creating a vibrant and unique atmosphere. The population consists of predominantly Asian and Hispanic residents, contributing to a rich tapestry of traditions and experiences.

When it comes to the housing market, Rowland Heights offers a range of properties to suit various needs and preferences. The market is characterized by a mix of single-family homes, townhouses, and condominiums, providing options for first-time buyers, families, and investors alike. The median home value in Rowland Heights has been steadily appreciating, making it an attractive location for both homeowners and potential buyers.

Some of the main attractions in Rowland Heights include the Schabarum Regional Park, a sprawling green space offering hiking trails and picnic areas, ideal for outdoor enthusiasts. The Puente Hills Mall provides a variety of shopping and dining options, catering to residents' retail needs. Additionally, the area is known for its excellent schools, making it a desirable location for families seeking quality education for their children.

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