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Navigating the process of buying a new home in Saint Helena, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Saint Helena, CA or getting it ready for the market.
Identify the new home you want to buy in Saint Helena, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Saint Helena, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Saint Helena, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Saint Helena, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Saint Helena, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Saint Helena, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Saint Helena, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Saint Helena, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Saint Helena offer a convenient financing option for individuals who need to purchase a new home before selling their current one. This type of loan provides the flexibility to make a competitive offer without waiting for the sale of the existing property. Demographically, Saint Helena, located in Napa County, California, is a picturesque town known for its wine industry and luxury real estate. With a population of around 6,100, the town attracts residents seeking a high quality of life amidst vineyards and rolling hills. The housing market in Saint Helena is characterized by upscale properties, vineyard estates, and historic homes. Bridge loans help buyers navigate this competitive market by providing temporary funding to secure a new property while awaiting the sale of their current home. Main attractions in Saint Helena include world-class wineries, Michelin-starred restaurants, and spas offering relaxation and rejuvenation. The town's vibrant cultural scene, outdoor activities, and proximity to renowned vineyards make it a desirable destination for residents and tourists alike.
Benefits of Bridge Loans in Saint Helena, California
