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Navigating the process of buying a new home in San Andreas, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in San Andreas, CA or getting it ready for the market.
Identify the new home you want to buy in San Andreas, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in San Andreas, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in San Andreas, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in San Andreas, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in San Andreas, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in San Andreas, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in San Andreas, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in San Andreas, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in San Andreas, California offer a valuable financing option for homebuyers looking to purchase a new property before selling their existing one. These loans provide quick access to funds, allowing buyers to bridge the gap between buying a new home and selling their current one seamlessly. Demographics in San Andreas show a diverse community with a mix of young families and retirees. The town boasts a close-knit atmosphere with a population that values community involvement and a strong sense of local pride. The housing market in San Andreas, California, is competitive yet offers a range of options for buyers. With a mix of traditional single-family homes and newer developments, there are choices to suit various budgets and preferences. Bridge loans can help buyers navigate this dynamic market by providing flexible financing solutions. San Andreas, California, is known for its scenic beauty and outdoor recreational opportunities. Residents and visitors can enjoy attractions such as the Calaveras Big Trees State Park, where giant sequoias tower overhead, or take part in water sports on nearby lakes. The town also has a rich history with landmarks like the historic downtown area and the Calaveras County Museum.
Benefits of Bridge Loans in San Andreas, California
