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Navigating the process of buying a new home in San Anselmo, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in San Anselmo, CA or getting it ready for the market.
Identify the new home you want to buy in San Anselmo, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in San Anselmo, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in San Anselmo, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in San Anselmo, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in San Anselmo, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in San Anselmo, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in San Anselmo, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in San Anselmo, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans offer flexibility to homebuyers by providing short-term financing to bridge the gap between the purchase of a new home and the sale of the current one. This can help in securing the new property quickly without being contingent on selling the existing one. Demographics: San Anselmo, California, is a picturesque town located in Marin County. It has a population of around 12,600 residents, with a mix of young families and older professionals. The town boasts a high median household income and a well-educated population. Housing Market: The housing market in San Anselmo is competitive, with a mix of traditional single-family homes and charming bungalows. Property values have been steadily increasing, making it a desirable location for homeowners. Bridge loans can help buyers navigate this competitive market efficiently. Main Attractions: San Anselmo offers a quaint downtown area with boutique shops, cafes, and restaurants. The town is also known for its hiking and biking trails in the surrounding hills, providing residents with ample opportunities for outdoor activities.
Bridge Loans in San Anselmo, California
