Get Approved at The Lowest Rate
Navigating the process of buying a new home in San Geronimo, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in San Geronimo, CA or getting it ready for the market.
Identify the new home you want to buy in San Geronimo, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in San Geronimo, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in San Geronimo, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in San Geronimo, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in San Geronimo, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in San Geronimo, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in San Geronimo, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in San Geronimo, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
A bridge loan in San Geronimo, California, offers numerous benefits for homeowners looking to buy a new home before selling their current one. These loans provide quick access to funds for a down payment, enabling individuals to secure their new property without having to wait for their existing home to sell. Demographically, San Geronimo is a small, affluent community in Marin County, characterized by its scenic beauty, peaceful atmosphere, and proximity to nature. The population is diverse, consisting of professionals, families, and retirees, drawn to the area for its high quality of life and excellent schools. The housing market in San Geronimo is competitive yet diverse, offering a mix of spacious single-family homes, charming townhouses, and luxury estates. Prices have been steadily increasing in recent years, making it an attractive investment opportunity for those looking to benefit from appreciation and rental income. Main attractions in San Geronimo include the stunning Samuel P. Taylor State Park, known for its redwood trees and hiking trails, and the San Geronimo Golf Course, a favorite among golf enthusiasts for its scenic views and challenging layout. Residents also enjoy easy access to nearby beaches, wineries, and cultural events in the vibrant town of Fairfax.
Benefits of Bridge Loans in San Geronimo, California
