Bridge Loans: Your Key to Seamless Home Transitions in San Jacinto, CA

Navigating the process of buying a new home in San Jacinto, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in San Jacinto, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in San Jacinto, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in San Jacinto, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in San Jacinto, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in San Jacinto, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in San Jacinto, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in San Jacinto, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in San Jacinto, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in San Jacinto, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in San Jacinto, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Bridge Loans in San Jacinto, California

Bridge loans in San Jacinto, California offer numerous benefits to homebuyers, providing short-term financing solutions that bridge the gap between buying a new home and selling an existing one. These loans are especially beneficial for those looking to avoid contingencies and secure a new property quickly.

Demographically, San Jacinto is a diverse city in Riverside County, with a population that is predominantly Hispanic and White. The median household income is around the national average, making it an attractive location for those seeking affordable housing options and a lower cost of living.

In terms of the housing market, San Jacinto offers a mix of single-family homes and condominiums, catering to a range of budgets and preferences. The market has been experiencing steady growth in recent years, with an increase in property values and a demand for housing, making it a promising investment for buyers and sellers alike.

Some main attractions in San Jacinto include the Estudillo Mansion, a historic landmark that offers guided tours showcasing the city's rich history. The Diamond Valley Lake and the Soboba Casino Resort are also popular destinations for residents and visitors, providing recreational activities and entertainment options.

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