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Navigating the process of buying a new home in San Juan Capistrano, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in San Juan Capistrano, CA or getting it ready for the market.
Identify the new home you want to buy in San Juan Capistrano, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in San Juan Capistrano, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in San Juan Capistrano, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in San Juan Capistrano, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in San Juan Capistrano, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in San Juan Capistrano, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in San Juan Capistrano, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in San Juan Capistrano, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a quick and flexible financing solution for homeowners in San Juan Capistrano. These loans bridge the gap between the purchase of a new property and the sale of an existing one, providing immediate funds for a down payment without the need to wait for the sale. Demographically, San Juan Capistrano is a diverse community with a mix of families, retirees, and young professionals. The city has a rich history and a strong sense of community, making it an attractive place to live for people of all ages. In terms of the housing market, San Juan Capistrano offers a range of options from historic Spanish-style homes to modern developments. The market is competitive, with steady appreciation in home values over the years, making it a solid investment opportunity for buyers and sellers alike. Main attractions in San Juan Capistrano include the historic Mission San Juan Capistrano, known as the “Jewel of the Missions,” the Los Rios Historic District, and the local equestrian center. The city also boasts beautiful parks, hiking trails, and a vibrant downtown area with shops and restaurants.
Benefits of Bridge Loans in San Juan Capistrano, California
