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Navigating the process of buying a new home in San Ramon, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in San Ramon, CA or getting it ready for the market.
Identify the new home you want to buy in San Ramon, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in San Ramon, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in San Ramon, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in San Ramon, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in San Ramon, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in San Ramon, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in San Ramon, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in San Ramon, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits Bridge loans offer a quick and flexible financing solution for those looking to buy a new property before selling their current one. In a competitive market like San Ramon, this can give buyers an edge by enabling them to make stronger offers without contingencies. Demographics San Ramon, located in the San Francisco Bay Area, is known for its diverse population with a mix of young professionals and families. The city boasts a high median household income, excellent schools, and a strong sense of community. Housing Market The housing market in San Ramon is robust with a strong demand for both buying and renting. Prices have been steadily increasing, making it a lucrative investment opportunity. Bridge loans can help buyers secure a property quickly in this competitive market. Main Attractions San Ramon offers a range of attractions such as the Bishop Ranch business park, numerous parks and trails for outdoor activities, as well as cultural events and festivals. The city's proximity to San Francisco and Silicon Valley adds to its appeal.
Benefits of Bridge Loans in San Ramon, California
