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Navigating the process of buying a new home in San Saba, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in San Saba, TX or getting it ready for the market.
Identify the new home you want to buy in San Saba, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in San Saba, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in San Saba, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in San Saba, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in San Saba, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in San Saba, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in San Saba, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in San Saba, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in San Saba, Texas offer numerous advantages to residents looking to buy a new home before selling their current one. These short-term loans provide quick access to funds, allowing individuals to make a competitive offer on a new property without waiting for their old home to sell. Demographically, San Saba has a population of approximately 3,000 residents, with a median household income slightly above the national average. The town has a strong sense of community, making it an ideal place for families and retirees looking for a close-knit environment. The housing market in San Saba is characterized by a mix of historic homes and new developments, offering a diverse range of options for homebuyers. With affordable prices compared to larger cities in Texas, San Saba presents an attractive opportunity for those looking to invest in real estate. Main attractions in San Saba include the picturesque Colorado Bend State Park, known for its hiking trails and scenic views. Additionally, the town is famous for its Pecan Capital of the World title, hosting an annual pecan festival that draws visitors from all over the state.
Benefits of Bridge Loans in San Saba, Texas
