Get Approved at The Lowest Rate
Navigating the process of buying a new home in Santa Paula, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Santa Paula, CA or getting it ready for the market.
Identify the new home you want to buy in Santa Paula, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Santa Paula, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Santa Paula, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Santa Paula, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Santa Paula, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Santa Paula, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Santa Paula, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Santa Paula, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Santa Paula offer several advantages to residents. They provide short-term financing to bridge the gap between the purchase of a new home and the sale of your current property. This allows for quick transactions without waiting for the sale of your old home, giving you the flexibility to secure your new dream home. In terms of demographics, Santa Paula, California, boasts a diverse population with a rich cultural heritage. The city is known for its strong sense of community and welcoming atmosphere. The residents of Santa Paula enjoy a high quality of life, with access to excellent schools, healthcare facilities, and recreational opportunities. The housing market in Santa Paula is vibrant, offering a mix of historic homes, modern properties, and picturesque neighborhoods. The market is competitive, with a range of housing options to suit different preferences and budgets. Bridge loans can help homebuyers capitalize on the opportunities in this dynamic market. Some of the main attractions in Santa Paula include the iconic Santa Paula Street Mural, the historic Santa Paula Theater Center, and the scenic Santa Paula Canyon. These attractions showcase the city's rich history, vibrant arts scene, and natural beauty, making Santa Paula an attractive place to live and visit.
Benefits of Bridge Loans in Santa Paula, California
