Get Approved at The Lowest Rate
Navigating the process of buying a new home in Santa Rosa, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Santa Rosa, TX or getting it ready for the market.
Identify the new home you want to buy in Santa Rosa, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Santa Rosa, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Santa Rosa, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Santa Rosa, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Santa Rosa, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Santa Rosa, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Santa Rosa, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Santa Rosa, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer immediate financing for homeowners looking to purchase a new property before selling their current one. In Santa Rosa, Texas, these loans can provide a seamless transition without the stress of timing constraints. They allow individuals to secure their dream home without worrying about the market fluctuations. Demographics Santa Rosa, Texas, is a vibrant community with a diverse population. The town boasts a mix of cultures, with a strong Hispanic influence. The residents are friendly and welcoming, creating a tight-knit community that is ideal for families and individuals alike. Housing Market The housing market in Santa Rosa is experiencing steady growth. With a range of housing options, from cozy single-family homes to spacious ranch properties, there is something for everyone. Bridge loans can help buyers take advantage of favorable market conditions and secure their desired property. Main Attractions Santa Rosa offers a variety of attractions, from scenic parks to historical sites. The town is known for its rich cultural heritage, delicious local cuisine, and lively festivals. Residents can enjoy a relaxed pace of life while still having access to modern amenities and conveniences.
Benefits of Bridge Loans in Santa Rosa, Texas
