Get Approved at The Lowest Rate
Navigating the process of buying a new home in Santa Ysabel, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Santa Ysabel, CA or getting it ready for the market.
Identify the new home you want to buy in Santa Ysabel, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Santa Ysabel, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Santa Ysabel, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Santa Ysabel, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Santa Ysabel, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Santa Ysabel, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Santa Ysabel, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Santa Ysabel, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer quick and flexible financing solutions for borrowers in Santa Ysabel, California. They bridge the gap between the purchase of a new property and the sale of an existing one, providing liquidity when funds are tied up in the current home. This allows homeowners to seize opportunities without waiting for their property to sell. Demographics in Santa Ysabel boast a diverse community with a population that values the peaceful rural lifestyle. The town has a mix of residents, including families, retirees, and young professionals. The area is known for its rich Native American heritage and cultural significance, adding to its unique charm. The housing market in Santa Ysabel is attractive for buyers and investors alike. With a range of properties, from charming historic homes to spacious ranches, there is something for everyone. The market is stable, offering opportunities for growth and investment in a picturesque setting. Some main attractions in Santa Ysabel include the stunning Santa Ysabel Preserve, perfect for hiking and nature enthusiasts. The town also features the Santa Ysabel General Store, a historic landmark offering local goods and a taste of the area's history. Additionally, the nearby Julian town is famous for its apple pies and quaint charm.
Benefits of Bridge Loans in Santa Ysabel, California
