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Navigating the process of buying a new home in Sardis, AL while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Sardis, AL or getting it ready for the market.
Identify the new home you want to buy in Sardis, AL, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Sardis, AL often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Sardis, AL to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Sardis, AL. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Sardis, AL do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Sardis, AL may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Sardis, AL provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Sardis, AL to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Sardis, Alabama offer a crucial financial lifeline for homeowners who are looking to purchase a new property before selling their existing one. These short-term loans can help bridge the gap between the sale of the old property and the purchase of the new one, providing flexibility and convenience to homeowners undergoing a transitional period. Sardis, Alabama, boasts a diverse demographic profile with a mix of residents from various age groups and backgrounds. The town has a strong sense of community, making it an ideal place for families and individuals looking for a tight-knit and welcoming environment. The town's population is known for its friendly and hospitable nature, creating a warm and inviting atmosphere for residents and visitors alike. The housing market in Sardis, Alabama, is characterized by a diverse range of properties, including single-family homes, townhouses, and apartments. The market offers competitive pricing and a variety of housing options to cater to different budget ranges and preferences. With its stable growth and potential for appreciation, Sardis presents an attractive investment opportunity for homebuyers and investors alike. Sardis, Alabama, is home to several main attractions that showcase the town's rich history and natural beauty. From historic landmarks and parks to local eateries and shops, Sardis offers a range of activities for residents and visitors to enjoy. Whether exploring the great outdoors or discovering the town's cultural heritage, there is something for everyone to experience in Sardis.
Benefits of Bridge Loans in Sardis, Alabama
