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Navigating the process of buying a new home in Sausalito, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Sausalito, CA or getting it ready for the market.
Identify the new home you want to buy in Sausalito, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Sausalito, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Sausalito, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Sausalito, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Sausalito, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Sausalito, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Sausalito, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Sausalito, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a crucial financial solution for homebuyers in Sausalito. These short-term loans provide the flexibility to secure a new property before selling an existing one, eliminating the stress of timing constraints. Demographics in Sausalito showcase a vibrant community with a mix of professionals, artists, and retirees. The city boasts a high median household income, top-rated schools, and a diverse population, making it an attractive place to live. The housing market in Sausalito is competitive yet rewarding. With picturesque views of the Bay Area, properties often appreciate in value. Bridge loans enable buyers to capitalize on investment opportunities and secure their dream homes in this desirable location. Sausalito's main attractions include the iconic Golden Gate Bridge, beautiful waterfront promenades, and a thriving arts scene. Residents and visitors alike enjoy the city's charming boutiques, gourmet restaurants, and outdoor recreational activities.
Benefits of Bridge Loans in Sausalito, California
