Get Approved at The Lowest Rate
Navigating the process of buying a new home in Seal Beach, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Seal Beach, CA or getting it ready for the market.
Identify the new home you want to buy in Seal Beach, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Seal Beach, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Seal Beach, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Seal Beach, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Seal Beach, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Seal Beach, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Seal Beach, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Seal Beach, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Seal Beach, California offer quick access to funds, allowing homeowners to purchase a new home before selling their current one. This flexibility helps avoid missed opportunities in the competitive real estate market. Demographics in Seal Beach reveal a vibrant community with a mix of retirees, families, and young professionals. The city boasts a high quality of life, with excellent schools, low crime rates, and a strong sense of community. The housing market in Seal Beach is characterized by a mix of historic homes and modern residences. The market is competitive, with limited inventory and high demand, making bridge loans a valuable tool for buyers. Seal Beach is known for its beautiful beaches, charming Main Street lined with shops and restaurants, and the iconic Seal Beach Pier. Residents and visitors enjoy a range of outdoor activities, from surfing and sunbathing to hiking and biking.
The Benefits of Bridge Loans in Seal Beach, California
