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Navigating the process of buying a new home in Seale, AL while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Seale, AL or getting it ready for the market.
Identify the new home you want to buy in Seale, AL, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Seale, AL often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Seale, AL to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Seale, AL. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Seale, AL do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Seale, AL may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Seale, AL provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Seale, AL to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Seale, Alabama offer individuals the flexibility to purchase a new home before selling their existing one. This allows for a smoother transition without the stress of trying to time the sale and purchase perfectly. Demographics in Seale, Alabama show a vibrant community with a diverse population. The town has a mix of families, retirees, and young professionals, creating a welcoming and inclusive environment. The housing market in Seale, Alabama is thriving, with a range of options from historic homes to new constructions. Bridge loans provide buyers with the ability to act quickly in this competitive market, giving them an advantage over other potential buyers. Some main attractions in Seale, Alabama include the Seale Heritage Park, offering a glimpse into the town's history, and the nearby Lake Eufaula, a popular spot for outdoor activities like fishing and boating, making it an ideal location for those seeking a balanced lifestyle.
Benefits of Bridge Loans in Seale, Alabama
