Get Approved at The Lowest Rate
Navigating the process of buying a new home in Seaside, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Seaside, CA or getting it ready for the market.
Identify the new home you want to buy in Seaside, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Seaside, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Seaside, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Seaside, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Seaside, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Seaside, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Seaside, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Seaside, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Seaside, California offer immediate access to funds for those in need of short-term financing to bridge the gap between the purchase of a new home and the sale of an existing property. These loans provide flexibility and convenience, allowing homeowners to seize opportunities without delays. Demographically, Seaside is a diverse coastal city with a population that includes a mix of families, young professionals, and retirees. The city boasts a strong sense of community and a range of cultural activities, making it an attractive location for individuals from various backgrounds. The housing market in Seaside is characterized by a mix of single-family homes, townhouses, and condominiums. With a steady demand for housing in the area, property values have shown a consistent appreciation over the years, making it a lucrative market for both buyers and sellers.
Benefits of Bridge Loans in Seaside, California
