Bridge Loans: Your Key to Seamless Home Transitions in Sebastian, TX

Navigating the process of buying a new home in Sebastian, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Sebastian, TX

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Sebastian, TX or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Sebastian, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Sebastian, TX often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Sebastian, TX to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Sebastian, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Sebastian, TX do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Sebastian, TX may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Sebastian, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Sebastian, TX to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Sebastian, Texas

Bridge loans offer quick access to funds to bridge the gap between the purchase of a new home and the sale of your current one. In the competitive real estate market of Sebastian, Texas, this can give you an edge by allowing you to make a strong offer on your dream home without waiting for your existing property to sell.

Sebastian, Texas, boasts a diverse population with a mix of young professionals, families, and retirees. The median age is 35, and the community is known for its friendly atmosphere and strong sense of community. With a low crime rate and excellent schools, Sebastian is a great place to raise a family.

The housing market in Sebastian, Texas, is robust with a variety of options ranging from historic homes to modern apartments. The median home price is $250,000, making it an affordable choice for first-time buyers and investors alike. With steady appreciation rates, investing in real estate in Sebastian is a wise financial decision.

Main attractions in Sebastian include the beautiful Riverfront Park, perfect for picnics and outdoor activities. The Sebastian Museum offers a glimpse into the town's rich history, while the local farmers' market is a favorite spot for fresh produce and artisanal goods. The annual Sebastian Rodeo draws visitors from near and far, showcasing the town's vibrant western culture.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now