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Navigating the process of buying a new home in Sebastopol, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Sebastopol, CA or getting it ready for the market.
Identify the new home you want to buy in Sebastopol, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Sebastopol, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Sebastopol, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Sebastopol, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Sebastopol, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Sebastopol, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Sebastopol, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Sebastopol, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Sebastopol, California offer a convenient financing option for homebuyers allowing them to bridge the gap between the purchase of a new home and the sale of their current one. This provides flexibility and can help avoid the need for a contingency offer, making the purchasing process smoother and less stressful. Sebastopol, California, with a population of approximately 8,000 residents, is known for its vibrant arts scene, diverse community, and strong focus on local and sustainable living. The town has a mix of young families, professionals, and retirees, creating a unique and welcoming environment. The housing market in Sebastopol is dynamic, offering a range of options from historic homes to modern developments. The median home price in Sebastopol is around $800,000, with a steady appreciation rate. Bridge loans can be particularly useful in a competitive market like Sebastopol, giving buyers a competitive edge when making offers. Main attractions in Sebastopol include the Barlow, a bustling outdoor marketplace with shops and restaurants, and the Sebastopol Center for the Arts, which hosts various cultural events and exhibits. The town is also surrounded by picturesque vineyards, providing opportunities for wine tasting and scenic drives.
Benefits of Bridge Loans in Sebastopol, California
