Bridge Loans: Your Key to Seamless Home Transitions in Seguin, TX

Navigating the process of buying a new home in Seguin, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Seguin, TX

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Seguin, TX or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Seguin, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Seguin, TX often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Seguin, TX to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Seguin, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Seguin, TX do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Seguin, TX may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Seguin, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Seguin, TX to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Seguin, Texas

Bridge loans in Seguin, Texas offer flexibility and speed for borrowers looking to purchase a new property before selling an existing one. This type of loan can help bridge the gap between transactions, providing immediate funds for down payments, repairs, or other expenses associated with buying a new home.

Demographically, Seguin is a diverse and growing city with a population that enjoys a mix of urban amenities and a small-town feel. The city attracts families, young professionals, and retirees alike, making it a thriving community with opportunities for all.

In terms of the housing market, Seguin offers a range of options from historic homes to modern developments. The market is competitive yet relatively affordable compared to nearby cities, making it an attractive destination for those looking to invest in real estate or find their dream home.

Main attractions in Seguin include the iconic Sebastopol House Historic Site, the scenic Guadalupe River, and the vibrant Downtown area with its shops, restaurants, and cultural events. Residents and visitors alike can enjoy a rich blend of history, nature, and entertainment in this charming Texas city.

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