Get Approved at The Lowest Rate
Navigating the process of buying a new home in Shafter, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Shafter, CA or getting it ready for the market.
Identify the new home you want to buy in Shafter, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Shafter, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Shafter, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Shafter, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Shafter, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Shafter, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Shafter, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Shafter, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Shafter, California offer numerous benefits to residents and investors. These short-term loans provide quick and convenient financing solutions, allowing borrowers to bridge the gap between the purchase of a new property and the sale of their existing one. This flexibility helps facilitate smooth transitions during real estate transactions. Demographically, Shafter, California, is a diverse community with a growing population. The city boasts a mix of young professionals, families, and retirees, creating a vibrant and dynamic environment. With its strategic location in the Central Valley, Shafter attracts individuals looking for affordable housing options and a high quality of life. The housing market in Shafter, California, is robust and offers a range of opportunities for homebuyers and investors. The city's real estate market is characterized by competitive prices, steady appreciation rates, and relatively low inventory levels. Bridge loans play a crucial role in helping buyers secure properties in this competitive market quickly. Main attractions in Shafter, California, include the Shafter Historical Society Museum, which showcases the city's rich history, and the Shafter-Wasco Irrigation District, known for its scenic landscapes and recreational activities. Additionally, the city's proximity to popular destinations like Bakersfield and the Sierra Nevada Mountains makes it an ideal location for outdoor enthusiasts and urban explorers alike.
Benefits of Bridge Loans in Shafter, California
