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Navigating the process of buying a new home in Shaver Lake, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Shaver Lake, CA or getting it ready for the market.
Identify the new home you want to buy in Shaver Lake, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Shaver Lake, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Shaver Lake, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Shaver Lake, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Shaver Lake, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Shaver Lake, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Shaver Lake, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Shaver Lake, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Shaver Lake, California offer a valuable solution for homeowners looking to purchase a new property before selling their current one. These short-term loans provide financial flexibility, allowing seamless transitions without the pressure of immediate sales. Shaver Lake, located in Fresno County, boasts a population of around 700 residents. The area's tranquil surroundings and proximity to national forests attract outdoor enthusiasts, making it an ideal spot for nature lovers and adventurers. The housing market in Shaver Lake presents a mix of charming cabins, modern homes, and picturesque lakefront properties. With the median home price around $400,000, the market offers diverse options for buyers, catering to various preferences and budgets.
The Benefits of Bridge Loans in Shaver Lake, California
