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Navigating the process of buying a new home in Shiner, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Shiner, TX or getting it ready for the market.
Identify the new home you want to buy in Shiner, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Shiner, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Shiner, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Shiner, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Shiner, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Shiner, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Shiner, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Shiner, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a timely financial solution for homebuyers in Shiner, Texas. These short-term loans help bridge the gap between the purchase of a new home and the sale of the current one. They provide flexibility and allow individuals to secure the new property without the constraints of selling their existing home first, making the transition smoother and less stressful. Shiner, Texas, is a charming small town known for its rich history and strong sense of community. With a population of around 2,000 residents, Shiner offers a peaceful and close-knit lifestyle. The town's demographics show a mix of families, retirees, and young professionals, creating a diverse and welcoming environment for all. The housing market in Shiner, Texas, presents a mix of historic homes, spacious ranches, and modern properties. With the median home price being affordable compared to larger cities in Texas, Shiner provides an attractive opportunity for homeowners looking for a peaceful retreat or a place to raise a family. Bridge loans can facilitate the process of acquiring a property in this thriving market. Despite its small size, Shiner, Texas, boasts several main attractions that draw visitors and residents alike. The Spoetzl Brewery, home of Shiner Beer, offers tours and tastings, showcasing the town's brewing heritage. The Green Dickson Park and the Edwin Wolters Memorial Museum provide recreational and cultural experiences, adding to the town's charm and appeal.
Bridge Loans in Shiner, Texas
