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Navigating the process of buying a new home in Shingletown, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Shingletown, CA or getting it ready for the market.
Identify the new home you want to buy in Shingletown, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Shingletown, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Shingletown, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Shingletown, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Shingletown, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Shingletown, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Shingletown, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Shingletown, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge Loans: Bridge loans can be a lifeline for those looking to make a smooth transition between the sale of one property and the purchase of another. In Shingletown, California, these short-term loans provide the flexibility and financial support needed to secure a new home without having to wait for the sale of the existing property. Demographics: Shingletown, nestled in the picturesque mountains of California, boasts a population of diverse backgrounds and ages. With a strong sense of community, residents enjoy the small-town charm and access to various outdoor recreational activities. Housing Market: The housing market in Shingletown offers a mix of charming single-family homes and spacious properties with stunning views. With steady appreciation rates and a range of housing options, the market caters to first-time buyers and seasoned homeowners alike. Main Attractions: Shingletown is known for its proximity to Lassen Volcanic National Park, offering outdoor enthusiasts opportunities for hiking, camping, and exploring volcanic landscapes. The area also features local shops, restaurants, and community events that make Shingletown a desirable place to call home.
Benefits of Bridge Loans in Shingletown, California
