Bridge Loans: Your Key to Seamless Home Transitions in Shoshone, CA

Navigating the process of buying a new home in Shoshone, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Shoshone, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Shoshone, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Shoshone, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Shoshone, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Shoshone, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Shoshone, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Shoshone, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Shoshone, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Shoshone, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Shoshone, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Shoshone, California

Bridge loans in Shoshone, California, provide a crucial financial lifeline for homeowners needing to bridge the gap between the purchase of a new home and the sale of their existing property. These loans offer quick access to funds, enabling smooth transitions without the stress of timing constraints.

Shoshone, California, boasts a diverse demographic mix with a blend of young professionals, families, and retirees. The community values sustainability and outdoor activities, attracting nature enthusiasts and those seeking a peaceful living environment.

The housing market in Shoshone presents opportunities for both buyers and sellers. With competitive prices compared to neighboring areas, buyers can find affordable housing options. Simultaneously, sellers benefit from a stable market and the potential for a quick sale due to the area's popularity.

Shoshone offers captivating attractions such as the Shoshone Museum, which showcases the area's rich history, and the nearby Death Valley National Park, drawing adventure seekers and tourists alike. Residents also enjoy local eateries, cultural events, and access to stunning natural landscapes.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now