Get Approved at The Lowest Rate
Navigating the process of buying a new home in Smiley, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Smiley, TX or getting it ready for the market.
Identify the new home you want to buy in Smiley, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Smiley, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Smiley, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Smiley, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Smiley, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Smiley, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Smiley, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Smiley, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Smiley, Texas offer a short-term financing solution for those looking to purchase a new property before selling their existing one. These loans provide flexibility and quick access to funds, allowing buyers to secure their dream home without delays. Demographically, Smiley, Texas, boasts a diverse population with a median age of 45. The town has a strong sense of community, making it an ideal place for families and individuals looking for a close-knit environment to call home. The housing market in Smiley, Texas, is vibrant and offers a range of options for buyers. From historic homes with character to modern builds with all the amenities, there is something for everyone. Bridge loans help facilitate swift transactions in this competitive market.
Benefits of Bridge Loans in Smiley, Texas
